OUR SERVICES
PROJECT MANAGEMENT & ADVISORY
Financial institutions seeking to offer Shariah-compliant instruments need look no further than IRM — a trusted partner offering comprehensive structuring, advisory, and audit solutions under one roof. With a proven track record across markets, IRM supports institutions in conceptualizing, designing, implementing, and monitoring Islamic financial products that meet both commercial objectives and Shariah principles.
Whether developing a standardized turn-key model or crafting a customized solution tailored to a client’s operational realities, IRM ensures every engagement is rooted in technical rigor, practical feasibility, and Shariah integrity.
At the client’s discretion, IRM’s service portfolio may include any or all of the following key components — from the creation of Shariah structures and documentation reviews to fatwa facilitation, continuous monitoring, and Shariah audits. Each service is designed to ensure the client’s offering remains compliant, competitive, and sustainable throughout its lifecycle.
1. Creation of Shariah Structures & Product Development
IRM collaborates with clients to design Shariah-compliant structures that align with both commercial objectives and operational capabilities.
The team supports clients in understanding all operational details and assists in the development of internal procedures and operations manuals for seamless implementation.
2. Shariah Review of Legal Documentation
IRM conducts a comprehensive Shariah review of all legal documents associated with a product to ensure consistency with the approved structure.
The team works closely with the client’s legal advisors to incorporate necessary revisions for full Shariah compliance.
3. Fatwa Arrangement
IRM facilitates the procurement of Fatawa (religious rulings) confirming the Shariah compliance of financial products.
Working in collaboration with leading Shariah scholars, IRM manages all aspects of the process, including detailed presentations of structures, workflows, and legal documentation for scholarly review and endorsement.
4. Shariah Monitoring & Audit
IRM provides continuous Shariah monitoring to ensure ongoing compliance of clients’ products and operations.
Dedicated Shariah audit services are conducted periodically in coordination with appointed scholars, ensuring transparency and sustained compliance over time.
